Empire Financial Group Australia is dedicated to providing tailored investment lending solutions that match your individual financial needs. Investing in residential property is an excellent way to build wealth. You have the opportunity to generate rental income to help speed up your wealth creation plans. You also have the advantage of the property appreciating in value over time, which further increases your wealth.
Gearing Your Way to Wealth
Did you know it’s possible to leverage your wealth creation efforts to help you realise your goals sooner? You have the option of investing your own cash into assets such as shares or fixed interest term deposits, but you’re limited to only the amount of money you have available to spend. By comparison, investment lending allows you to purchase assets that are worth far more than the amount of cash you have available.
Essentially, your residential investment mortgage allows you to purchase a rental property using the bank’s money. Your tenant then pays rental income, which helps to cover your borrowing costs. The Australian Taxation Office also offers some tax incentives to you for being a landlord, which can be used to speed up your wealth creation efforts even further.
Using Investment Lending to Your Advantage
With the right guidance and advice, it’s possible to use investment lending to your advantage. When it’s used wisely, investment lending gives you the power to build and expand your investment portfolio faster. With more assets in your investment portfolio, you have the opportunity to produce income and increase profits, both of which can help you reach financial freedom sooner.
Aside from giving you the ability to purchase assets you otherwise might not be able to afford, investment lending also gives you the opportunity to maximise your wealth creation efforts in other ways.
Depending on your personal financial situation, you may also be able to gain some tax benefits from your carefully considered use of investment lending. You have the potential to minimise the amount of income tax you pay, which could effectively increase your disposable income. What’s more, when your investment loans are structured correctly, it’s also possible to use it to help reduce your own family home mortgage faster.
Getting It Right
Borrowing money to invest isn’t as easy as applying for a loan through your bank. Instead, it’s important to your financial future to ensure your investment loans are tailored and structured in the right way to help you reach your goals.
It’s also important to ensure you choose the right lender to suit your financial needs, as not all banks or financial institutions will give you the same access to the investment loans you might need for your wealth creation plans. We maintain strong associations with a diverse panel of lenders, which allow us to source the best possible investment lending options available.
Streamlined Investing Process
The professional team at Empire Financial Group Australia works closely with every client to ensure you have the right investment strategy to suit your individual needs.
We strive to source the most competitive investment loans that are best suited to your personal goals. We also ensure your investment strategy is tailored to your individual financial situation.
Aside from ensuring that your investment lending needs are carefully researched and tailored to suit your circumstances, we also strive to streamline the entire investment process for you.
Empire Financial Group Australia will also introduce you to a team of experts in the property investment arena to ensure you have access to the right investment properties to help you achieve your goals.
If you’re ready to start your journey to financial freedom, call and book an appointment with one of our professional team members today.