Suite A39, Level 4, 24 Lexington Drive Lexington Corporate Centre, Bella Vista NSW 2153

Southport Central Suite 30901 I Level 9, Tower 3, 9 Lawson St, Southport, 4215

Sydney Australia Opera house Sydney

Who are we

Welcome to EFGA, your trusted partner in the Australian mortgage industry. With a strong commitment to excellence and a client-centred approach, we strive to provide exceptional financial solutions that empower individuals and businesses to achieve their property and investment goals. 

At EFGA, we understand that navigating the mortgage landscape can be complex, which is why we offer a team of experienced professionals who are dedicated to guiding you through every step of the process. Our deep industry knowledge, extensive network of lenders, and personalized approach allow us to tailor solutions that meet your specific needs.  

Whether you're a first-time homebuyer, a seasoned investor, or a business owner looking to expand, we are here to offer expert advice, competitive loan options, and ongoing support. Discover the difference of working with a trusted mortgage partner. Choose EFGA for your financial success. 

Why and how

A mortgage broker is someone who shops around for the home loan that's right for you.

Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders.

We do the hard work for you.

We make sure you get the right home loan for your circumstances and will manage the process from start to finish.

When should you see us and what can you expect?

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender.

You can make an obligation-free appointment with us at a time and place that suits you. We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

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Speak directly to us, just make sure to include all your contact details for us to get back to you as soon as possible.

BJ Rajbhandari

Senior mortgage broker

I’m the senior mortgage broker here at EFGA and have been in the finance industry since 2008.

I assist my client’s with new purchase loans, refinance loans, cash-out loans, debt consolidation, guarantor loans, SMSF loans, off-the-plan loans, and military loans. This diverse skill set allows me to offer comprehensive solutions to help everyday Australians save money on their home loans and achieve their financial goals.

My dedication in helping clients pay off their home loans faster and potentially retire earlier shows a genuine commitment to providing valuable financial guidance and support. I love that I can establish long lasting relationships with my customers and assist them in maximising their savings and achieving financial security.

If you have any specific questions or need assistance with any related topics, feel free to ask, and I'll be glad to help you.

BJ Rajbhandari

Ava Shrestha

Mortgage Broker Admin

My name is Ava, I am a Mortgage Broker Admin at EFGA. I specialise in streamlining your home, personal, and investment loan journey. My experience in working closely with clients, ensures that your loan journey will be as smooth as possible by simplifying the documentation process.   

Having been a mortgage client myself, I understand the importance of a straightforward and hassle-free procedure. I firmly believe that by implementing a simple and efficient process, no matter how complex the deal may be, obtaining a loan should not be a nerve-wracking experience.  

Whether you are a first-time homebuyer, looking to refinance, or seeking an investment opportunity, I am here to make the loan process as seamless and enjoyable as possible. 

Ava Shrestha

Start your journey to homeownership today!

Don't miss out on the first-home-buyer advantage. We focus on the essentials, ensuring you get the best products without unnecessary burdens. Take the first step towards your dream home now.

Start your journey to homeownership today!

Don't miss out on the first-home-buyer advantage. We focus on the essentials, ensuring you get the best products without unnecessary burdens. Take the first step towards your dream home now.